Who We Are
The Team Behind the Strategy
Four teams. One integrated system.
Claims Hedge Risk Advisors — Design & Build
We are not a broker who learned analytics. We are actuarial risk managers who use insurance to improve a company's financial performance. We don't sell benefits — we underwrite and manage healthcare risk. Healthcare is not a benefits problem; it's a risk concentration and volatility problem.
Operates: Claims Audit & Severity Protection
Fully Integrated Claims Auditor
- →$1.7B in audited claims
- →99.5% of claims paid at Medicare + 25% or Cost + 20%
- →92% client retention rate
Operates: Frequency Reduction
Fully Integrated Direct Primary Care
- →Reduces up to 85% of claims frequency cost
- →14,000+ physicians & urgent care facilities
- →96% provider participation rate
Operates: Processes & HR
Fully Integrated TPA Partner
- →500+ clients
- →300,000+ covered member lives
- →200,000 claims processed annually
Operates: Design & Build
Claims Hedge Risk Advisors
- →40+ years of experience creating customized, superior care plans
- →Actuarial and healthcare-auditing expertise
- →Tax-advantaged plan structures
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